Answer by TTT for Are multiple hard inquiries for a specific loan type okay?
tl;dr: Your best course of action is probably to do a soft pull (check your own credit) and provide that to the lender for an unofficial pre-approval to get the ball rolling.The long of it:The loan...
View ArticleAnswer by Nosrac for Are multiple hard inquiries for a specific loan type okay?
Assuming I don't need any other new lines of credit, can I get pre-qualified repeatedly (and with different banks) with impunity?Yes, but only for a limited period. FICO says:Hard inquiries are...
View ArticleAre multiple hard inquiries for a specific loan type okay?
I'm researching mortgage options for my first home purchase, and I recently had a long call with a loan officer where he encouraged me to get pre-qualified (requiring a hard credit inquiry) as soon as...
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